How to Get RV Insurance Quotes

Driving a recreational vehicle along a wooded trail can be great fun, although you never know what’s around the next bend or when the weather might turn. Protect your investment and financial well-being by getting all the coverage you need. It starts with finding RV insurance quotes and evaluating your coverage options.

A local independent insurance agent can simplify this process for you. These agents have access to multiple carriers and can provide you with competitive motorhome insurance quotes, plus get you matched to the ideal policy for your specific vehicle. Here are some tips for getting RV insurance quotes. 

Do You Need RV Insurance?

Most states require drivers to carry at least liability insurance on their RVs. Without this coverage, you could face state penalties like fines and more if you're caught driving without insurance. 

If you've financed your RV, your lender might also require you to have coverage. But beyond that, you might want to consider additional types of coverage to protect your RV, such as collision insurance to get reimbursed for expenses related to accidents or comprehensive insurance to get reimbursed for expenses due to threats other than collisions. 

What Kind of RV Insurance Do You Need?

The kind of RV insurance you need depends on how you use your vehicle. You might only take your RV out for occasional weekend trips, or you might use it as a full-time residence. 

There are many different RV insurance options to choose from, and an independent insurance agent can help advise you on the right coverage for your unique vehicle and its intended purpose. You can also find out more about the most common RV insurance coverage types offered by most insurers.

What Information Do You Need to Get RV Insurance Quotes?

To get accurate motorhome insurance quotes, discuss your needs with a knowledgeable independent insurance agent. Independent insurance agents will ask you for a few basic details about your RV before comparing policies and rates for you. Some of the information they might ask for can include:

• The make and model of your RV
• The size and weight of your RV
• How often you use your RV
• Your location
• Your personal driving history
• Details about others who may drive the RV

Your independent insurance agent can use this information to get fast RV insurance quotes that reflect the rates for your specific motorhome. 

How Much Does RV Insurance Cost?

The cost of RV insurance can depend on a number of different factors, including the type of coverage you need, the insurance company you go through, and more. A liability-only policy will likely cost considerably less than a policy with several types of coverage. An independent insurance agent can help you find the most affordable RV insurance in your area.

How to Find Discounts and Savings on RV Insurance

Many RV insurance companies offer several discounts and other ways to save money on your coverage. Common discounts offered include bundling discounts, group affiliation discounts, and safe driver discounts. 

An independent insurance agent can help find and apply any RV insurance discounts you qualify for automatically. You can also find out more about some of the most common RV insurance discounts offered ahead of time.

Save on RV Insurance

Our independent agents shop around to find you the best coverage.

Request a quote

An Independent Insurance Agent Can Help You Get Fast and Accurate RV Insurance Quotes

When it comes to finding fast and accurate RV insurance quotes, no one's better equipped to help than an independent insurance agent in your city. These agents have access to multiple RV insurance carriers and can shop and compare policies and rates for you. They'll ultimately provide you with quotes for the policies that offer the best blend of coverage and cost. And down the road, your agent can even help file RV insurance claims for you.